Medical Professional Program
As a medical professional, you work hard to keep our community healthy and safe — and that deserves a big “thank you.”
Our doctor loans make it easier for medical professionals to achieve their homeownership dreams by offering no-down-payment mortgage options, with no mortgage insurance requirement.
program details
- Up to 100% financing with no mortgage insurance on loan amounts up to $2M
- Available on primary residences, single-unit
- Student loan debt may be excluded from DTI calculation — ask your loan originator for details
- Employment may begin up to 150 days from note date
- Newly hired contractors/1099 employees permitted
- Refinance options available
Geographical restrictions may apply, contact your loan originator for more information. Eligible professions include: Medical Doctor (MD), Doctor of Osteopathy (DO), Doctor of Dental Science or Surgery (DDS), Doctor of Dental Medicine (DMD), Doctor of Ophthalmology (MD or DO), Doctor of Psychiatry (MD or DO), Doctor of Pharmacy (PharmD), Doctor of Veterinary Medicine (DVM/VMD), Doctor of Podiatric Medicine (DPM), Certified Registered Nurse Anesthetist (CRNA), medical residents, fellows, or interns with one of the above degrees.
All loan requests are subject to credit approval as well as specific loan program requirements and guidelines. With adjustable-rate mortgages, the interest rate is variable and may increase or decrease after the initial fixed rate period based on changes to an index. This could result in an increase in the monthly payment.
