Waterstone Mortgage blog

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Market and Industry
FOMC Announces 0.25% Cut to Fed Funds Rate
At its December 2024 meeting, the Federal Open Market Committee (FOMC) announced a 0.25% decrease to the Fed funds rate.
December 18, 2024
December 2024 FOMC Meeting
Market and Industry
FOMC Announces 0.25% Cut to Fed Funds Rate
December 18, 2024
Presidents Club 2024
Life at WMC
Introducing the 2024 President’s Club
December 16, 2024
Home Affordability Determining House Budget
Mortgage Basics
How Much House Can I Afford? Determining your Budget
December 10, 2024
How to Lower DTI Ratio
Mortgage Basics
How to Lower Your DTI Ratio
December 07, 2024
reverse-mortgage-success-story-seniors-relocating
Mortgage Basics
Reverse Mortgage Success Story: Seniors Relocating to a New State
December 05, 2024
FHFA Conforming Loan Limit 2025
Market and Industry
The 2025 Conforming Loan Limit
November 26, 2024
What is the Conforming Loan Limit
Mortgage Basics
What is the Conforming Loan Limit?
November 26, 2024
Why Mortgage Loan Program Variety Matters
Agent Resources
Why Offering Your Clients Loan Program Variety Matters
November 25, 2024
November 2024 FOMC Meeting
Market and Industry
FOMC Announces 0.25% Fed Funds Rate Cut
November 07, 2024
How Much Does PMI Cost
Mortgage Basics
How Much Does PMI Cost and How Do I Pay It?
November 06, 2024
jim-harper-chief-financial-officer
Life at WMC
Introducing Our New Chief Financial Officer, Jim Harper
October 21, 2024
PMI Facts
Mortgage Basics
The FYI on PMI
October 19, 2024
reverse-mortgage-success-story-HECM-downsize
Mortgage Basics
Reverse Mortgage Success Story: A Better Way to Downsize
October 17, 2024
Element
In the News
All About Element: Our All-in-One Home Loan Platform
September 26, 2024
September 2024 FOMC 50 bps Rate Cut
Market and Industry
September 2024 FOMC Meeting: 50 bps Rate Cut
September 18, 2024
Down Payment Assets
Mortgage Basics
What Assets Can I Use for My Down Payment?
September 17, 2024
Temporary Buydown Information
Mortgage Basics
Ease Into Your Mortgage with a Temporary Rate Buydown
September 09, 2024
Benefits of Mortgage Pre Approval
Mortgage Basics
Benefits of a Mortgage Pre-Approval
September 04, 2024
How to Get Mortgage Bad Credit
Mortgage Basics
How to Get a Mortgage with Poor or Bad Credit
September 02, 2024
How to Qualify Mortgage Down Payment Assistance
Mortgage Basics
How to Qualify for Mortgage Down Payment Assistance
August 27, 2024
How Credit Score Determined for Mortgages
Mortgage Basics
How Your Credit Score is Determined for Mortgage Loans
August 27, 2024
How to Close on Time
Mortgage Basics
How to Close Your Home Loan on Time
August 19, 2024
How our Net Promoter Score makes us a world-class lender
Life at WMC
How our Net Promoter Score makes us a "world-class" lender
August 18, 2024
NAR Settlement 2024 Explained
Market and Industry
Understanding the NAR Settlement: Key Questions Answered
August 16, 2024
House Hunting Checklist
Home Life
How to Make a House Hunting Checklist
August 16, 2024
Tips for Affordable Homeownership
Mortgage Basics
How to Make Homebuying Affordable
August 15, 2024
Get Mortgage With No Down Payment
Mortgage Basics
How to Buy a House with No Down Payment
August 15, 2024
new-home-office
Life at WMC
Welcome to Our New Home Office!
August 13, 2024