The Affordable Lending Program at Waterstone Mortgage was created to help underserved communities by increasing homeownership in designated census tract areas.

This program has a low down payment requirement and offers competitive interest rates.

The Affordable Lending Program is available for specific properties only. So, only qualified homebuyers and certain properties in specific metropolitan statistical areas (MSAs) are eligible.

• Conventional conforming loan
• Fixed interest rate
• As little as 3% down payment required
• Primary residences only
• 1–4-unit properties, owner occupied
• Available with specific properties only
• Option for no mortgage insurance — ask for details
• FICO as low as 640 (options available for those with no credit score — ask for details

Affordable Lending Program

Stronger families. Stronger communities. Stronger together.

Geographical restrictions apply, contact your mortgage loan professional for additional information.

*Income limits may apply with certain accompanying programs. Contact your mortgage loan professional for additional information.