Affordable Lending Program at Waterstone Mortgage

Great news! This property and many others are eligible for special financing.

The Affordable Lending Program at Waterstone Mortgage was created to help underserved communities by increasing homeownership in designated census tract areas.

This program has a low down payment requirement and offers competitive interest rates.

The Affordable Lending Program is available for specific properties only. So, only qualified homebuyers and certain properties in specific metropolitan statistical areas (MSAs) are eligible.

Wondering If Another Property is Eligible?
Affordable Lending Program Benefits

This program offers no income limits,* competitive rates, and lower mortgage loan costs.

Why Waterstone Mortgage?
When you work with Michael Bowen at Waterstone Mortgage, you can trust you're working with an experienced, local mortgage expert. Enjoy reliable, on-time closings and a customized loan experience. 
program details
  • Conventional conforming loan
  • Fixed interest rate
  • As little as 3% down payment required
  • Primary residences only
  • 1–4-unit properties, owner occupied
  • Available with specific properties only
  • Option for no mortgage insurance — ask for details
  • FICO as low as 640 (options available for those with no credit score — ask for details

Affordable Lending Program

Stronger families. Stronger communities. Stronger together.


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contact Michael
Complete the form below to take advantage of this special financing opportunity today.

Geographical restrictions apply, contact your mortgage loan professional for additional information.

*Income limits may apply with certain accompanying programs. Contact your mortgage loan professional for additional information.