Bill Rabold

Bill Rabold is a Mortgage Consultant with Waterstone Mortgage and a key member of The By Referral Only Team, bringing nearly three decades of experience in residential mortgage lending and home financing. Since entering the industry in 1995, Bill has built his business on trust, long-term relationships, and a commitment to delivering a highly personalized mortgage experience for every client.

As part of The By Referral Only Team, Bill focuses on delivering exceptional service throughout the home financing process — whether clients are purchasing a home or refinancing an existing mortgage. Rather than relying on traditional advertising, Bill and his team prioritize serving their clients and partners with responsiveness, clear communication, and tailored loan solutions. In today’s evolving mortgage environment, he remains focused on each client’s goals, helping them navigate every step with confidence.

Bill’s business is fueled by referrals from past clients and trusted partners, including real estate agents, financial advisors, accountants, and attorneys — reflecting the strong relationships and consistent results he delivers.

Originally from the suburbs of Chicago, Illinois, Bill attended the University of Illinois in Champaign before earning his degree from the W. P. Carey School of Business at Arizona State University. Outside of work, he enjoys golfing, following the Chicago Cubs, reading, and spending time with his family, including his two adult children, Anna and Ben.

Looking for a trusted mortgage consultant backed by a referral-driven team? Connect with Bill today to explore your home financing or refinance options with confidence.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #813J040. Washington Consumer Loan Branch Office Licensee #CL-363918.