home is where your story begins
Todd Gilpin
Todd Gilpin is a dedicated mortgage professional who takes pride in educating his clients on the various home loan options available to them, ensuring they understand how each choice aligns with their unique needs. Known for his analytical approach, Todd brings a distinct advantage to those seeking the most effective mortgage solutions. His commitment to clear, timely communication and exceptional customer service makes the homebuying process seamless for his clients.

Based in Winter Park, Florida, Todd serves a wide range of homebuyers across 28 states. While he specializes in Florida, he is also deeply involved in assisting buyers in states such as Indiana, Kentucky, Tennessee, and more, helping those looking to relocate with expertise and care.

Todd’s diverse background includes serving as a meteorologist in the U.S. Air Force and spending over a decade as a middle and high school math teacher. His love for travel has led him and his wife to live in 10 states and two countries, which gives him a valuable perspective and the ability to connect with clients from all walks of life.

Outside of work, Todd is passionate about live music, attending concerts, and enjoying time with his two daughters, Tatiana and Gabrielle, and his son, Bo. He also has a history of coaching high school softball and wrestling. Todd’s interests extend to thoroughbred horse racing, with his first experiences at the Breeders’ Cup World Championship and Kentucky Derby in 2024.
Tools You Can Use
See how Waterstone Mortgage’s construction loan and permanent financing solutions can help your clients.
We offer a variety of tools and resources for Real Estate Agents. See why partnering with Waterstone Mortgage can help close your clients' loans on time.
Let's Get Soci@l