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October 17, 2017
Buying a house is a big commitment... but the long-term equity and wealth that come from homeownership can be worth the investment.
As you plan to purchase a home, make sure you consider setting aside money for closing costs. These costs also apply
February 16, 2024
Top tips for increasing your credit score.
November 20, 2023
Adjustable-rate mortgages, or ARMs, have an interest rate that changes over time. These loans offer a variety of benefits for many homeowners.
February 27, 2020
A 40-year mortgage allows you to stretch your budget, save on monthly payments, and qualify for a loan you might not have otherwise.
September 01, 2022
Waiting for the perfect time to buy? Consider taking the plunge this fall.
November 03, 2017
Top financial mistakes to avoid before buying a home
November 13, 2017
Everyone hopes for a smooth home loan experience. To give yourself the best chance of closing your next home loan as expected, consider the following tips even before you start house hunting.
February 13, 2024
Aside from the down payment, other fees may be due at the closing of your new home.
October 19, 2024
Private mortgage insurance is often required for conventional mortgage loans with less than 20% down.
November 06, 2024
Private Mortgage Insurance (PMI) makes it possible for homebuyers to purchase a house with less than 20% down.
January 30, 2020
Winter is actually one of the best times of the year to buy a house because the real estate industry tends to slow down a bit. That sounds like a bad thing, but it’s actually great for buyers. Why? The process can be more convenient for you, al
August 02, 2024
Private mortgage insurance is sometimes needed to secure a mortgage; here’s how you can eventually phase it out of your monthly payment.
January 17, 2025
There are many different home-related expenses you can deduct from your taxable income – which is awesome news for homeowners! Be sure to retain the information necessary for the recommended time frame to claim these tax deductions.
To help yo
January 03, 2019
So, you’ve been thinking about buying a house. Congratulations! This is such an exciting time. Homeownership is a great way to build wealth, and with rising rents, it can actually be a more affordable housing option. However, the homebuying pro
July 30, 2018
If you’re buying your first home (or even your first home in awhile), an intro to mortgage terminology could greatly improve your homebuying experience. To help you be a confident homebuyer, bring clarity to commonly used mortgage terms, and to bette
July 30, 2024
Several financial categories have an impact your credit score, which is one of the factors that lenders consider when deciding if you’re eligible for a mortgage.
December 27, 2019
What really happens when you buy a house? Sure, you have to find your dream home and apply for a mortgage, but what else goes into purchasing your dream home?
September 17, 2024
Here are the types of funds you can (and can’t) use for an initial deposit for your home purchase.
April 17, 2023
Mortgages aren’t “one size fits all.” Your situation might be different than the next homebuyer’s, and your mortgage loan should reflect that. There are many different types of loan programs, from conventional to niche, and we
March 26, 2024
Waterstone Mortgage’s Lock & Shop option allows homebuyers to lock in their interest rate for 60-90 days while shopping for a home.
November 24, 2018
So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. Oftentimes, agents make your offer contingent on the home inspection.
This contingency allows you to renegotiate the purchase price, ask the
August 29, 2018
When applying for a home mortgage, you will be required to provide several important documents verifying your identity, income, credit history and more.*
The following documents are commonly required during the loan process. To ensure your loan is p
January 25, 2025
Download our free loan document checklist to keep track of the files you’ll need when applying for a home loan.
September 23, 2018
Considering a home purchase? Don’t understand the home loan process? In the simplest terms possible, let’s talk about the mortgage process. We’ll break it into steps that make sense and illustrate how achievable homeownership really
January 09, 2025
The Wealth Building Loan was designed to help eligible homebuyers build equity quickly.
December 11, 2018
A brand-new home may seem like a far-off dream but, in reality, owning a newly constructed home can be a more achievable goal than you might imagine.
First, let’s consider the fun part: designing your home. When you build a new home, you get th
September 06, 2017
So, you’re thinking about buying a home. How exciting!
When creating your budget, you probably accounted for your down payment, renovations, and monthly mortgage payments, but don’t forget to factor in the following expenses that may ha
October 10, 2019
Buying a house is a big undertaking. It’s one of the biggest — if not THE biggest — purchases most people make in their lives. Before you put the wheels in motion, first consider the following steps.
Determine Why You Want to Buy a
July 23, 2023
A Platinum Credit Approval allows you to present the next best thing to a cash offer.
