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home construction loans at Waterstone Mortgage
Are you ready to build your dream home? Our Single Loan Close Construction Program makes getting one loan for the entire process simple. Let us focus on getting you financed while your general contractor
February 16, 2024
Top tips for increasing your credit score.
September 02, 2024
If your credit score is less than perfect, check out these tips for improving your score and finding a mortgage loan that suits your needs.
February 23, 2024
The first step many people take to build good credit is getting a credit card and paying the full balance with every statement. After a few months of established history, a credit score will populate — and hopefully a pretty good one at that. (
November 20, 2023
Adjustable-rate mortgages, or ARMs, have an interest rate that changes over time. These loans offer a variety of benefits for many homeowners.
August 27, 2024
Here’s what lenders look for when deciding if you qualify for a mortgage.
August 20, 2020
Homeowners insurance protects you and your home in the event of an accident.
October 19, 2024
Private mortgage insurance is often required for conventional mortgage loans with less than 20% down.
August 02, 2024
Private mortgage insurance is sometimes needed to secure a mortgage; here’s how you can eventually phase it out of your monthly payment.
September 17, 2024
Here are the types of funds you can (and can’t) use for an initial deposit for your home purchase.
Looking for a getaway? (Aren’t we all?) Let us help you find your home-away-from-home with financing options to suit your unique needs and financial situation.
February 28, 2019
Odds are, if you have a college degree you have student loan debt that comes along with it. In fact, 70% of college students graduate with student loan debt. One-fourth of all American adults are currently paying off student loans.
That may sound int
Many down payment assistance (DPA) programs are offered on a state-by-state basis. However, the National Homebuyers Fund and Chenoa Fund DPA programs can be used with FHA loans nearly nationwide.
These programs offers up to 5% in assistance. FHA only
what is an FHA 203(k) loan?
What happens when you find the home of your dreams — or, at least, it has the potential to be the home of your dreams — but it needs some repairs or modernization?
With one loan, you can buy your new house and
what is a USDA loan?
A USDA Guaranteed Rural Housing Loan is a fixed-rate mortgage backed by the U.S. Department of Agriculture. These loans were long thought of as just for farmers, but the program has been expanded in recent years to help families
Achieve the dream of homeownership with the Native American Home Loan Program, available exclusively for members of federally recognized Native American tribes.
Looking for a competitive home financing option outside of the traditional conventional or government loan programs? Our portfolio loans make it easier than ever to achieve your homeownership goals.
Looking for an affordable homeownership solution? Waterstone Mortgage’s Powerhouse 100 loan program offers 100% financing for eligible homebuyers — that means no down payment required.
achieving your dream of homeownership is possible
The Home Possible® loan program is a conventional mortgage designed to bring homeownership within reach to more families and individuals. This means you! Tailored specifically to low- and moderate
accessible home loan financing with HomeReady®
Designed to make home loan financing more accessible, the HomeReady® mortgage loan program provides eligible homebuyers with a variety of ways to achieve their homeownership goals.
If you have a high net worth but your income doesn't fit traditional lending guidelines, Asset Amplify — our asset depletion program — may be a great option. This program allows you to use your assets, like savings or investments, to help
Buying a condominium (condo) is a unique situation, because while the owner of the condo has full ownership of the interior of their unit (just like they would any other home), a condo association owns the common areas. It’s important to work w
February 02, 2024
Waterstone Mortgage offers a variety of loan options for those with no credit history.
As a medical professional, you work hard to keep our community healthy and safe — and that deserves a big “thank you.”
Our doctor loans make it easier for medical professionals to achieve their homeownership dreams by offering no-do
what is the wealth building loan?
With no down payment required and the opportunity to build equity quickly, the Wealth Building Loan is a winning option for many homebuyers.
The Wealth Building Loan was designed with savvy homebuyers in mind –
If you are looking to purchase a home in the United States, but don’t have a Social Security number (SSN), Waterstone Mortgage offers a variety of loan options to help you achieve the dream of homeownership.
what is the community experts loan program?
Simply put, Community Experts is a no-down-payment loan program available exclusively for those who serve as experts on their subject matter for our communities.
As one of these experts, we realize the time
If you are self-employed or freelance, the mortgage application process may look different than it does for those with a traditional employer.
With Waterstone Mortgage’s "Statement Select" bank statement loan program, homebuyers can purchase o
what is the community heroes loan program?
You serve our communities. Let us help serve you!
Community Heroes is a low-down-payment conventional loan program tailored specifically for, well, community heroes. This includes:
Nurses
CNAs
M
mortgage loans for manufactured homes
Waterstone Mortgage’s manufactured home loan program offers conventional, FHA, USDA, and VA financing for both single- and double-wide mobile homes.
The quality of manufactured homes has greatly improved in
